Did you know surfers use them to help put wetsuits? Slip empty bags over each foot before pulling on the pant legs of the wetsuit. I’ve seen it in action and it works.

A U.S. Credit downgrade could push up long-term Treasury rates 0.25 %age points, said Bill Irving, manager of Fidelity.And you have to get on the horn right now if you want to refinance, says Greg McBride, senior financial analyst for Bankrate.Consider mortgage rates to follow the 10-year T-note yield. The average 30-year fixed-rate mortgage is now 4, according to Freddie Mac, to 5, all time low week of 10 February. The all-time low was 4.11 percent in the week 11 November.

Collective consumer interests. Plastic bagsforget the reusable cloth shopping bags on a few shopping trips in an abundance in a wide range of petroleum-based plastic bags. Vilified for havoc on our oceans and clogging landfills for all eternity, which is cheap and easy answer to the sins of transporting goods from home business a high priority on our list of collective consumer interests.

Suggestions for reuse with TruckerPhoto.com also get creative, , proposal in 63 Uses for Walmart bags were making a purse.I treasury shares at Annaly I high-yield dividends view portfolio. I think it and any other mortgage REITs are to continue doing fine as the Fed considers interest at very low level for the coming some years.

The Fed functions plan, Are you a homeowner can refinance their mortgages. This would be a Problem with to mortgage REITs, which mortgage are bought at a premium to face value. When homeowners refinanced the early, the mortgage RIDING would be only return par for their investment.

Tried With the stock market up 9 percent at the last three months and the Federal Reserve length long -term interest rates, mortgage REITs has suffered a defeat. IShares FTSE NAREIT Developed Mortgage Plus Capped Index Fund is by more than 13 percent , even including a hefty dividends.